Management

Oddbjørn Berentsen – CEO (Chief Executive Officer)

  • CEO of Lea Bank since inception in 2016. Mr. Berentsen has more than 15 years of leadership experience from various positions within consumer finance, digital banking, IT and telecom.
  • Selected previous positions include CEO BRAbank ASA , CEO Easybank ASA, Nordic Customer Deposits Director in Santander, Director Consumer Market in Microsoft, Sales and Marketing Director in yA Bank and Director & Head of Nordic Distribution in Telenor.
  • Executive Management Program, INSEAD - Executive MBA in Strategic Management, Norwegian School of Economics (NHH) - M.Sc. In Economics and Business Administration (Siviløkonom) specializing in finance, BI Norwegian Business School/HHB.
  • Shares and other financial instruments: 395,855 shares, 1,202,875 forwards and share options

Henrik Betsgren – CFO (Chief Financial Officer)

  • CFO in Lea Bank since 2026. Mr. Betsgren has over 20 years of experience in senior financial leadership roles within Nordic banking and capital markets
  • Previous positions include CFO of Eika Kredittbank; CFO of Terra Markets AS (formerly part of Eika Gruppen AS); Finance Manager at Eika Gruppen AS; and several finance roles at Norsk Hydro ASA
  • M.Sc. in Business and Economics, major in Business Administration, Lund University
  • Shares and other financial instruments: 245,000 forwards and share options

Christian W. Svendsen – Chief Credit Risk Officer and Chief of Revenue Management

  • CCRO since inception in 2016. Mr. Svendsen has vast experience from the consumer finance industry, and has worked with both large international companies as well as Norwegian start-ups.
  • Selected positions include Nordic Business Development Director in Santander Consumer Bank, Credit Risk Director in Santander Consumer Bank, Head of Credit Risk Acquisition in EnterCard, Head of Credit and Analytics in yA Bank, Head of Marketing in yA Bank and Head of Consumer Finance in Komplett.no.
  • M. Sc. Economics and specialization in Quantitative Methods, Stockholm University. MBA, Heriot Watt University – Business School. Stanford Innovation and Entrepreneurship Certificate, Stanford University.
  • Shares and other financial instruments: 322,213 shares, 612,629 forwards and share options

Andreas Andersson - CCO (Chief Commercial Officer)

  • CCO in Lea Bank since 2024
  • Over 20 years of experience in various leading roles within Consumer & Retail Financing and in the e-commerce space.
  • Selected previous positions include Commercial Director Retail Finance, Payment Solutions Director and Country Manager (Norway) at Resurs Bank.
  • Executive Leadership Program, Stockholm School of Economics and a various number of business management courses within leadership and rapid growth.
  • Shares and other financial instruments: 75,000 shares and 163,333 forwards and share options

Øystein Fjalestad - CTO (Chief Technology Officer)

  • CTO in Lea Bank since 2024
  • Over 15 years of experience in IT, Project management and Credit risk management, primarily within the Consumer Finance space
  • Selected positions: Director IT and Business Development in Eika Kredittbank, Credit Risk Manager in Amibta and yA Bank and Credit Analyst in Lindorff
  • M.Sc. in Economics, University of Oslo
  • Shares and other financial instruments: 5,600 shares, 163,333 forwards and share options

Amelie Rybeck - COO (Chief Operating Officer)

  • COO in Lea Bank since 2025
  • Senior commercial leader with a strong track record from Axo Finans, driving growth, strengthening customer journeys, and leading high-performing sales and operational teams across the Nordic markets
  • Experienced in building and scaling partner networks, improving profitability, and delivering customer-centric improvements